Not for all people in this country, it is easy to convince a bank to forgive a chalk. Often these people have a bad credit rating in the form of too many negative entries in the private credit.To get a loan anyway, many are looking specifically for a loan in 24 hours without private credit.Often, this loan remains the only way to even leverage at all to get.

What is a Swiss loan?

What is a Swiss loan?

As the name implies, the loan is increasingly being issued in Switzerland within 24 hours without private credit. This has special features that a credit from Germany does not prove. On the one hand, there is the advantage that the loan is neither noted in the private credit nor that the private credit entries of the customer are checked. Only German banks cooperate with the private credit as a proof of credit.

Customers who do not receive a loan in Germany because the private credit is too negative, have a good chance to get a foreign loan, if they meet certain conditions. These are required to minimize the credit default risk as banks, of course, want the borrowed money again.

Which conditions must be met?

Which conditions must be met?

In order to apply for a loan in 24 hours without private credit, a lot of attention must be paid. So there must always be a salary, which is attachable. Here, no exceptions are made, so that, for example, unemployed people with social benefits, self-employed and trainees can not apply for a loan in 24 hours without private credit.

The applicant must provide a copy of the identity card to ensure that the person is also of legal age. Minors can not apply for the loan. Then the bank asks for a copy of the registration confirmation and possibly also the last account statements. Those who can meet these requirements will receive some offers from banks that include a suitable loan.

How is the loan requested?

How is the loan requested?

To apply for the loan, the applicant must search the Internet for a credit intermediary. This credit intermediary works with the banks abroad and helps with the formalities. So all the documents that are needed are first sent to the credit intermediary who first checks them and then forwards them to the bank. The bank will also review the documents and make appropriate offers.

The credit intermediary must be told how much the loan amount should be and how much money is available for the repayment installments. Once a suitable offer has been found, a credit agreement can be signed. The credit intermediary demands a fee at the moment, which has already been fixed in advance. The loan amount is transferred to the current account of the borrower, who usually does not have to specify a purpose.